Personal

In a shocking move that has left many educators and lawmakers reeling, a coalition of Democratic state attorneys general has unleashed a lawsuit against the Trump administration. This legal battle centers on the administration’s drastic cuts to the U.S. Department of Education, a vital institution that shapes the educational landscape for millions of Americans. The

The state and local tax (SALT) deduction has become a flashpoint in the ongoing political discourse surrounding tax policy, especially as discussions around President Trump’s tax cuts heat up once again. The Tax Cuts and Jobs Act (TCJA) of 2017 imposed a cap of $10,000 on the SALT deduction, altering the landscape for taxpayers primarily

The announcement that the Social Security Administration (SSA) will revert to a draconian 100% default withholding rate for overpayments signals a troubling shift in how our government interacts with its most vulnerable citizens. Up until recently, beneficiaries faced a less punitive 10% withholding rate, which, while not perfect, at least offered a buffer against the

The recent executive order signed by President Donald Trump has sent shockwaves through the community of student loan borrowers, particularly those engaged in public service careers. By limiting eligibility for the Public Service Loan Forgiveness (PSLF) program, this order seems to prioritize a political agenda over the needs of individuals committed to serving society. The

As of January, the total outstanding consumer debt in the United States reached a staggering $5 trillion, according to the Federal Reserve’s G.19 consumer credit report. While the figure may indicate a minor month-over-month increase, it is alarming to note a 0.6% decrease compared to the previous year. Analyzing this data reveals deeper layers of

In a recent political maneuver, House Republicans have positioned cuts to Medicaid as a necessary step to meet stringent budget targets set forth by the Congressional Budget Office (CBO). This initiative sees an ambitious $880 billion in proposed spending cuts, predominantly affecting low-income individuals reliant on Medicaid for essential medical coverage. As the government grapples

When it comes to retirement planning, many individuals are blissfully unaware of the lurking tax consequences that can dramatically impact their financial future. While the allure of pre-tax 401(k) contributions or traditional IRAs is undeniable—promising immediate tax relief—there lies an insidious trap: future tax burdens that can loom larger than we anticipate. This misstep stems

Social Security, a pillar of America’s social safety net, is supposed to provide a reliable financial foundation for retirees. Yet, the system bears structural flaws that disproportionately benefit high earners while leaving lower- and middle-income workers at a disadvantage. As of 2025, the payroll tax cap will only apply to earnings up to $176,100, meaning

The ongoing crisis in the federal student loan system is reaching alarming proportions as the Trump administration undertakes drastic cuts at the Department of Education. The recent mass layoffs—where dedicated staff who handled borrower complaints lost their jobs—have left a staggering number of borrowers without a safety net during a tumultuous financial moment. As approximately

As the rich get richer, a troubling divide emerges within American society, one that is becoming increasingly desperate by the day. In a world where the number of multimillionaires is swelling—2,341,378 high-net-worth individuals worldwide and nearly 40% of them based in the United States—one can’t help but question the sustainability of this wealth concentration. According