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As retirement draws closer for investors, it is crucial for them to understand the potential threat posed by the “sequence of returns risk.” This risk, also known as “sequence risk,” is often underestimated and overlooked by retirees. It occurs when poor investment returns are coupled with withdrawals, especially in the early stages of retirement. This
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In a time where economic uncertainty looms large, many investors find themselves unsure of how to navigate their financial choices. Despite some positive economic indicators, a significant portion of the population mistakenly believes that the U.S. is currently in a recession. This misconception can lead to panic and poor financial decisions as people try to
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The southeastern U.S. was hit with torrential rains and flash floods from Hurricane Debby, emphasizing the importance of flood insurance coverage for homeowners. While many may assume that flood insurance provides comprehensive coverage for all damage, it’s crucial to understand the limitations, particularly when it comes to basements. Peter Kochenburger, an insurance expert, warns that
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