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The annual cost-of-living adjustment (COLA) for Social Security beneficiaries is set to be revealed soon, and projections indicate a modest increase that may underwhelm many retirees. The anticipated COLA of 2.5% for 2025 is notably lower than the substantial increases seen in recent years, where beneficiaries enjoyed raises largely due to rampant inflation. As we
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As cryptocurrency continues to rise in popularity as both an investment vehicle and a topic of discussion, it has unfortunately attracted a wave of fraudulent activities that predate its success. Federal officials are sounding the alarm regarding an alarming increase in investment scams that exploit personal relationships formed through social media, dating platforms, and other
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The recent expiration of the one-year grace period for student loan borrowers has ignited a wave of anxiety among millions of Americans. This “on ramp,” enacted to ease the transition back into repayment after the extended pause prompted by the COVID-19 pandemic, provided critical relief for borrowers struggling to incorporate payments into their financial plans.
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As the November elections approach, the uncertainty surrounding candidates and policies has led many Americans to put their financial decisions on hold. According to a recent survey by the Certified Financial Planner (CFP) Board, a significant 63% of respondents indicated they would defer making substantial financial commitments—such as vacation planning, car purchases, home renovations, and
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For many young adults today, the traditional view of college as the primary pathway to success is rapidly changing. Consider the example of Angela Ramirez-Riojas, an 18-year-old from Riverview, Florida. Unlike previous generations that often viewed a four-year degree as the pinnacle of educational attainment, Angela regards college as a backup plan. Her story is
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In contemporary society, the gender gap in employment appears to be diminishing, especially among younger individuals. A recent analysis of Federal Reserve economic data highlights that women aged 20 to 24 now represent nearly half of the total workforce. This surge in participation indicates that young women are entering the job market on equal footing
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The aftermath of Hurricane Helene has left many states grappling with not just the physical devastation of the storm but also a surge in malicious activities aimed at exploiting vulnerable residents. Individuals and businesses have been warned to be vigilant against the pervasive risk of scams, most notably price gouging. Price gouging occurs when sellers
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